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Credit debt dwindling, but still a big problem

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While a recent study indicates that overall credit card debt has declined over the last year, with average cardholder debt still topping $6,500, paying off balances is an ongoing struggle for many consumers.
A person with $6,500 in credit card debt at an 18-percent interest rate will take 25 years to pay off their debt if they only make the minimum monthly payments.
In addition to the $6,500 principal, cardholders will pay an additional $9,173 in interest, meaning that $6,500 in purchases will cost the consumer $15,673.


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Roane County | circulation@roanecounty.com | 1-800-655-1530
P.O. Box 610, 204 Franklin Street, Kingston, TN 37763
Office Hours are 8:00 a.m. to 5:00 p.m., Monday through Friday