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NOTICE OF SUBSTITUTE TRUST...

NOTICE OF SUBSTITUTE TRUSTEE'S SALE WHEREAS, by Deed of Trust dated December 9, 2005, PATRICIA D. BUTLER-KINSEY and DAVID KINSEY did convey in trust to Greg Leffew, Trustee certain tract of land to secure payment of a debt in the principal sum of $17,000.00 (the "Original Note"), payable to FIRST BANK OF TENNESSEE, of record in Record Book 1150, Page 752 et seq., of the Register's Office of Roane County, Tennessee. Said Deed of Trust (the "Original Deed of Trust") is incorporated herein by reference; and WHEREAS, First Bank of Tennessee is the true and lawful owner and holder of the Note, secured by the Deed of Trust, as modified; and WHEREAS, by instrument recorded December 31, 2014 in Deed Book 1521, Page 643,et seq., Register's Office of Roane County, Tennessee, First Bank of Tennessee exercising its authority as such owner and holder appointed Andrew F. Tucker as Substitute Trustee; and WHEREAS, default has been made in the payment of debts and obligations secured by said Deed of Trust, as modified, and the owner and holder of the Note has declared the entire balance due and payable and has instructed the undersigned Substitute Trustee to foreclose said Deed of Trust in accordance with its terms and provisions. NOW THEREFORE, by authority vested in me as Substitute Trustee under said instrument, I will, on August 13, 2015 at 1:00 p.m. EST at the front door, of the Roane County Courthouse, Kingston, Tennessee, offer for sale at public auction to the highest and best bidder for cash in bar of all rights and equities of redemption, statutory and otherwise, homestead, dower and all other rights or exemptions of every kind, all of which are expressly waived in said Deed of Trust, the property therein conveyed which is situated in the State of Tennessee, Roane County and is described as follows: Tax Map and Parcel 26F - G - 028.00 LOCATED IN THE FIRST CIVIL DISTRIC OF ROANE COUNTY, TENNESSEE BEGINNING at the North corner of Lot No. 222, Block 72, at the intersection of Devonia Street and Morgan Street as shown by map or plat of the City of Harriman, of record in the Register's Office for Roane County, Tennessee; THENCE South 42 degrees 00 minutes East 58.4 feet to an iron pin; THENCE South 48 degrees 00 minutes West 123.2 feet to an iron pin; THENCE South 48 degrees 00 minutes West 51.8 feet to a block wall' THENCE North 42 degrees 00 minutes West with said block wall 58.4 feet to the right-of-way line of Devonia Street; THENCE North 48 degrees 00 minutes East 175 feet to the Point of BEGINNING. BEING the same property conveyed to Donice Butler-Kinsey and husband, David Kinsey, by Warranty Deed from Browder G. Williams and wife, Lenora B. Williams, dated August 4, 2005, and recorded in the Register's Office for Roane County, Tennessee, in Record Book 1128, Page 742. SUBJECT TO any governmental zoning and/or subdivision ordinance or regulation in effect thereon. SUBJECT TO reservation of streets and alleys and liquor clause reservation, as set out in the previous deeds in the chain of title, to the extent same may affect this property. Commonly known as: 719 Morgan Avenue, Harriman, Tennessee. In the event of a discrepancy between the street address and the legal description, the legal description of the Deed of Trust shall control. Said sale shall be made for cash in bar of all right and equity of redemption, homestead, dower, and all other rights of exemptions of every kind, all of which are expressly waived in said Deed of Trust, but subject to the following: Any unpaid taxes against the property; and Any recorded easements, conditions, covenants, rights-of-way or subdivision plats affecting the property and; Any dedication of roads affecting the property and any governmental zoning and subdivision ordinances or regulations in effect; and Any prior or superior liens, judgment, deeds of trust or other interests of record. Mortgagee has complied with the notice provisions of 26 U.S.C. 7425(b) and Reg. 301.7425-1 and, Tenn. Code Ann. 67-1-1433(b)(2), if applicable. The failure of any high bidder to pay the purchase price and close this sale shall, at the option of First Bank of Tennessee, cause for rejection of the bid, and if the bid is rejected, First Bank of Tennessee shall have the option of making the sale to the next highest bidder who is capable, and willing to comply with the terms thereof. The proceeds derived from the sale of the property will be applied as provided for in said Deed of Trust and are made a part hereof as if set forth verbatim herein. Title is believed to be good, but will be sold as Substitute Trustee only. The right is reserved to adjourn the day of the sale to another day, time and place certain without further publication, upon announcement at the time and place for the sale set forth above. This notice of Sale has been posted and published accordance with Tenn. Code Ann. 35-5-101 et seq. and any provisions of the Deed of Trust affecting same beginning July 10, 2015. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Andrew F. Tucker, Substitute Trustee Law Office of Andrew F. Tucker 385 2nd Avenue, Suite 1 Dayton, Tennessee 37321 (423) 570-0506 Published: The Roane County News July 10, 2015, July 17, 2015, July 24, 2015