The major winter holidays — Thanksgiving and Christmas — are fast approaching.
Those of us with enough — enough to eat, enough to pay our bills — tend to think of these holidays with a mixture of warmth and delight.
Those who are struggling are likely to have a much dimmer view. While some of us are planning special meals or shopping splurges, they may not have enough to eat, or money enough to heat their homes — that is, if they have homes.
We seem to have gotten better about budgeting for ourselves as a society.